Find their $100
head start.
Learn how to check eligibility and claim your child’s Keystone Scholars account for future education after high school.
Keystone ScholarsA SMALL FIRST STEP. A FUTURE FULL OF POSSIBILITY.
Their dreams are growing.
Give their future
a head start.
You see who they could become. Start learning how to help them get there—with education savings opportunities made for Pennsylvania families.
Get Free 3-part video email seriesto learn how to start.Coming soon · Join the early-access list
Education first. Clear steps. Your family’s pace.
For the big dreams
behind the little moments.
Their next chapter starts with you.
THREE EMAILS. THREE PRACTICAL FIRST STEPS.
Turn “someday” into a place to start.
A simple introduction to your family’s
Pennsylvania education savings strategy.
Find their $100
Give your savings
a direction.
Understand PA 529 options and how to link a companion account to Keystone Scholars, so you can view their savings together.
PA 529 plansBring your employer
into the plan.
Learn how to introduce education savings support at work—and explain the Pennsylvania tax credit for qualifying employer matching contributions.
Employer matchingANOTHER OPPORTUNITY TO KNOW
A $1,000 start.
More possibility for their future.
Trump Accounts offer a one-time $1,000 federal contribution for eligible children—an early investment in the life they will build.
Trump Accounts at a glance
- Who qualifies for $1,000: U.S. citizen children born January 1, 2025–December 31, 2028, with a valid Social Security number, subject to pilot-program rules.
- How to request it: An eligible parent or other authorized individual must make the pilot-program election using IRS Form 4547. Visit the IRS for current online instructions.
- Built for long-term saving: Funds are invested in eligible U.S. stock-index funds. Investment values can rise or fall.
- Different from a PA 529: This is a type of individual retirement account. Withdrawals are generally restricted until the year the child turns 18; traditional IRA tax rules generally apply afterward.
The $1,000 goes into the child’s account, not to the parent. Joining our email series does not open an account or request the contribution.
View official IRS eligibility and enrollment detailsAdditional source: Investor.gov · Reviewed September 29, 2026You don’t need every answer to take the first step.
From the upcoming Pennsylvania Family Education Savings Guide by SymphonyCross.
Local guidance. Community connections.
Edwin I. Aquino MBA, CME® · SymphonyCross
Pennie certification relates to health insurance. Neither Pennie nor the Chamber endorses this guide or the education savings programs described here.
Who can receive the $100 from Keystone Scholars?
Keystone Scholars provides $100 for eligible children born on or after January 1, 2019 to Pennsylvania families, including eligible adopted children. Funds are for qualified education after high school, not cash paid to parents. Residency, account and withdrawal requirements apply. Signing up for this series does not claim the scholarship. Check official eligibility and program rules.
Is employer support guaranteed?
No. Employer participation is voluntary. Qualifying matching contributions may make the employer eligible for a Pennsylvania tax credit; the credit belongs to the employer. A payroll deduction alone is not an employer match. Review official employer information.
How will my email be used?
SymphonyCross stores your email and signup date to manage early access, send series launch updates and deliver the three-part educational series. You can request removal or ask privacy questions at Care.Team@symphonycross.com. Please do not submit a child’s personal information. The series is in prelaunch; videos are not sent immediately.
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